I've been obsessed with insurance ever since knocking out my teeth in high school and discovering my dental "insurance" barely paid a fraction of the cost of replacing them — "insurance" that failed me when I counted on it. Insurance ought to be a life preserver in choppy seas, helping us all pitch in and save each other when bad luck threatens bankruptcy. Coverage Cat's mission is to refocus insurance around your risks: protect you only from the storms you can't weather alone. We combine an innovative whole-person liability model with state-of-the-art technology to eliminate unnecessary administrative costs and save you money. People first, instead of starting with paperwork and property, enables us to do the job I believe insurance always ought to have done: solve your risk needs, at the fairest price, in a way that just works.