You've saved up for an emergency.

That means you can save money on insurance.

Millions of people overbuy insurance they never will need.

Coverage Cat keeps money in your pocket by selling you less insurance.

Users save $750/yr on average

  • Need home, renters, auto, or general liability policies?
  • Make over $100,000/yr?
  • Have less than $8 million in assets?
  • Live in NY, CA, WA, FL, or TX?

Coverage Cat is the best way for you to buy insurance

We've helped users with policies from these major carriers and more

Lower premiums, better coverage, less hassle

Sign up once, save an average of $750, and never have to think about your renters/home/auto/personal liability insurance again

Optimize on your risk preferences

You share details about the risks most relevant to your life and allow us to build your coverage around them

Find the right coverage

Protecting you from catastrophes means we improve your coverage for events that can trigger unacceptable financial harms

Set it and forget it

When you have something new in your life you'd like to protect, just let us know and we'll find the new best policies

The fastest way to check if you have the right coverage. It's free!


Max Cho, Founder & CEO

I've been obsessed with insurance ever since knocking out my teeth in high school and discovering my dental "insurance" barely paid a fraction of the cost of replacing them — "insurance" that failed me when I counted on it. Insurance ought to be a life preserver in choppy seas, helping us all pitch in and save each other when bad luck threatens bankruptcy. Coverage Cat's mission is to refocus insurance around your risks: protect you only from the storms you can't weather alone. We combine an innovative whole-person liability model with state-of-the-art technology to eliminate unnecessary administrative costs and save you money. People first, instead of starting with paperwork and property, enables us to do the job I believe insurance always ought to have done: solve your risk needs, at the fairest price, in a way that just works.

Coverage Cat

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