Insurance for people who don't believe in insurance

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Millions buy coverage they will never need

We sell you less insurance, and keep more money in your pocket

Our users save $550/yr on average

Then our team of coverage cats is the best way for you to buy insurance

Ellen, improved her car insurance

A picture of Ellen, a Coverage Cat customer, holding a cat in front of a wave patterned blue background.

Coverage cat was great! They explained the options for coverage and walked through scenarios that helped me understand how my policy would be applied. I saved over $400 on my annual premium.

Users ❤️ Coverage Cat

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Julian, found coverage improvements for his renters insurance

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Coverage Cat found me $500,000 in coverage for just $124/yr!

Patrick, fixed his homeowners and car insurance

A picture of Patrick, a Coverage Cat customer, smiling.

Coverage Cat found me a better deal than I could find on my own. You replicated what an independent broker could provide, but all online, which was way easier for me. I recommend it!

We've helped users with policies from these major carriers and more

logo for the insurance company Lemonade
logo for the insurance company USAA
logo for the insurance company State Farm
logo for the insurance company Stillwater
logo for the insurance company Allstate
logo for the insurance company Progressive
logo for the insurance company Geico
logo for the insurance company Liberty Mutual
logo for the insurance company Hagerty
logo for the insurance company Metromile
logo for the insurance company HomeSite
logo for the insurance company Farmer's
logo for the insurance company Assurant

Lower premiums, better coverage, less hassle

Sign up once, save an average of $550, and never have to think about your renters/home/auto/personal liability insurance again

Change your insurance at ANY time

You share details about the risks most relevant to your life, it takes about 10 to 30 minutes, and let us build your coverage around them

Find the right coverage

To protect you from catastrophe we improve your coverage for events that can trigger unacceptable financial harm

Stay up-to-date with the best possible savings

When your life changes, so should your policies. Just let us know what's new and we'll adjust your coverage

Victoria, got recommendations for her renters insurance

A picture of Victoria, a Coverage Cat user, smiling.

Coverage Cat found me the best possible insurance, but they made no money on it.

Jesse, got insurance on his new electric vehicle

A picture of Jesse, a Coverage Cat user, smiling.

It was a painless way for me to get my new car insured even though I was moving right after I received it.

Our promise

  • Just one form
  • No phone calls or spam
  • The best policy we can find even if we don't make money!

🔒We never sell your information!

As seen in

logo for the insurance company Liberty Mutual
logo for the insurance company Hagerty
logo for the insurance company Farmer's

About

a picture of Max Cho, the founder and CEO of Coverage Cat

Max Cho, Founder & CEO

I've been obsessed with insurance ever since knocking out my teeth in high school and discovering my dental "insurance" paid a fraction of the cost of replacing them — "insurance" that failed me when I needed it the most. Insurance ought to be a life preserver in choppy seas, a product that lets us all pitch in and save each other when bad luck threatens bankruptcy. Coverage Cat's mission is to focus insurance around your risks, and provide protection for the storms you can't weather alone. We combine an innovative whole-person liability model with state-of-the-art technology to eliminate administrative overhead and save you money. People first, instead of starting with paperwork and property, enables us to do insurance right: solve your risk needs, at the fairest price, in a way that just works.
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