> Source: https://www.coveragecat.com/refund-policy
> Description: Learn about Coverage Cat's refund policy including eligibility, verification process, and timeline for insurance premium refunds. Clear terms and conditions.
> Updated: 2026-08-13

# Coverage Cat Refund Policy

Last Updated: 11/08/2024

## Eligibility

* Refunds will be processed only for the unearned portion of premiums
* Policy must be canceled with the insurer before any refund request
* Original payment documentation required for all refund requests

## Verification Process

1. Submit written refund request with policy number (to support@coveragecat.com)
2. Verify government-issued photo ID
3. Present original payment receipt
4. Confirm policy cancellation with insurer

## Payment Method

* Refunds issued to original payment method only
* Check refunds mailed to address on policy
* No cash refunds
* Electronic refunds require matching payment method information

## Timeline

* Processing time: 10-15 business days
* Insurer confirmation required
* Status updates available through customer portal

## Restrictions

* No refunds on earned premiums
* No third-party refund recipients
* Fees will be charged according to state and local regulatory permission
* Fraudulent claims will result in account termination