# Coverage Cat: AI Insurance Search and Agent API

> Source: https://www.coveragecat.com/
> Description: Coverage Cat is an AI-native insurance broker for high-earning households. Compare home, umbrella, auto, and renters options online, or integrate the Coverage Cat Agent API.
> Updated: 2026-08-13

Coverage Cat helps high-earning households compare home, umbrella, auto, and renters insurance with price transparency, privacy, and licensed-broker support.

## What Coverage Cat does

Coverage Cat combines AI-assisted guidance with licensed brokerage operations so people can understand coverage, estimate likely prices, and compare real options without sold leads or spammy follow-up. The public site covers consumer education, pricing tools, and developer-facing agent docs.

## Supported states

Coverage Cat currently supports shoppers in California, Florida, New York, Texas, and Washington.

## Product surfaces

- **Learn:** [What we do](/what-we-do), [FAQ](/faq), and [insurance guides](/insurance-types)
- **Estimate:** [Home insurance calculator](/tools/home), [umbrella insurance calculator](/tools/umbrella), [carrier price comparison](/tools/auto-estimates), and [file-a-claim guidance](/tools/file-a-claim)
- **Compare:** [Start a Coverage Cat quote comparison](https://www.coveragecat.com/intake)
- **Integrate:** [Coverage Cat Agent API hub](/ai/skills), [discovery JSON](/api/agent), [OpenAPI](/api/agent/openapi.yaml), and [skill markdown](/api/agent/skill.md)

## Key links

- [Coverage Cat Agent API and skill docs](/ai/skills)
- [Homeowners purchase skill](/ai/skills/homeowners)
- [Umbrella purchase skill](/ai/skills/umbrella)
- [OpenAPI spec](/api/agent/openapi.yaml)
- [Homeowners agent finder](/tools/find-an-agent)