FAQ

Why should I signup for Coverage Cat?

We'll tailor your insurance to your risk preferences and coverage needs, for free.

What types of insurance does Coverage Cat optimize?

Currently we can help broker renters, automotive, homeowners, general liability (umbrella). We DO NOT help optimize healthcare or commercial insurance.

What's wrong with my current insurance?

The vast majority of our customers have half a dozen big or small errors in the coverage they've purchased. Sometimes it's because salespeople didn't properly understand their needs, they just clicked buttons in a hurry to buy insurance to complete a different transaction, and sometimes people just don't have the time needed to ensure their risk needs are properly matched.

Is Coverage Cat right for me?

If you make over $100,000 per year and have under $10 million in assets it is likely that we can improve your coverage and create meaningful savings for you.

What happens if I have a claim?

You'll file it directly with your insurance provider. Coverage Cat is a brokerage and brokerage referral service that helps its users find the policies best suited to their needs with existing insurance carriers.

How do you make money?

We make money via commissions from insurance companies for clients that sign up. That said, we are commission agnostic and will always suggest the best available policy for your risk profile and needs.

What is Coverage Cat Premium?

Premium is a perk provided through employers that want to offer tailored property and casualty insurance brokerage services to their employees. We provide concierge support to Coverage Cat Premium users while also providing them with our insurance optimization toolkit.

Want to find the best insurance? Need help?

Coverage Cat shops for you. We search across dozens of major insurers and use data science to compare millions of real quotes. The result? The best combination of policies, coverage, and price for your personal financial situation.

Our promise:

  • We only share your information to get you quotes
  • No unsolicited calls from us or other insurance agents
  • As few emails as needed to find you the best insurance