--- title: "SafePort Insurance Company Review [Updated 2026]" description: "SafePort Insurance Company provides homeowners, dwelling fire, and landlord insurance across 14 states with an A (Excellent) AM Best rating and exclusive partnership with SageSure." canonical: "https://www.coveragecat.com/reviews/safeport-insurance" last-updated: "2026-08-13" --- # SafePort Insurance Company Review [Updated 2026] SafePort Insurance Company has protected coastal properties since 1978, with a focus on [homeowners insurance](https://www.coveragecat.com/insurance-types/homeowners-insurance) in hurricane-prone states. The Sarasota-based carrier emerged stronger from a corporate transformation, earning an upgraded A (Excellent) rating from AM Best in February 2025 [(Business Wire / AM Best, "AM Best Removes From Under Review With Developing Implications; Upgrades Credit Ratings of SafePort Insurance Company", 2025)](https://www.businesswire.com/news/home/20250219703216/en/AM-Best-Removes-From-Under-Review-With-Developing-Implications-Upgrades-Credit-Ratings-of-SafePort-Insurance-Company-Affirms-Credit-Ratings-on-Remaining-Members-of-GeoVera-Nova-Insurance-Group). The company reportedly serves approximately 50,000 policyholders and manages more than $165 million in premium. SafePort operates through an exclusive partnership with SageSure, which the company describes as the largest homeowners managing general underwriter in the United States [(SageSure, "GeoVera Announces Combination of Its Insurance Carriers with SafePort Insurance Company", 2024)](https://sagesure.com/press-releases/geovera-announces-merger-with-safeport/). This collaboration delivers property insurance products across 14 states, with particular strength in coastal markets where traditional carriers have retreated. ## What is SafePort Insurance Company? SafePort Insurance Company, formerly known as Service Insurance Company, claims to have operated as a property insurance specialist since 1978 [(SafePort Insurance Company, "About SafePort | SafePort Insurance", 2026)](https://safeportinsurance.com/about/). The company maintains its domiciliary address in Sarasota, Florida. According to Florida Department of State records, the company filed its original incorporation documents on December 16, 1977, and changed its name from Service Insurance Company to SafePort Insurance Company in October 2019 [(Florida Department of State, "SafePort Insurance Company - Florida Business Entity", 2026)](https://search.sunbiz.org/Inquiry/corporationsearch/SearchResultDetail?inquirytype=EntityName&directionType=Initial&searchNameOrder=SAFEPORTINSURANCE+5554621). The company underwent significant corporate changes in 2024 when GeoVera Nova Holdings acquired it in October, followed by a broader merger completion in January 2025 [(Business Wire / AM Best, "AM Best Removes From Under Review With Developing Implications; Upgrades Credit Ratings of SafePort Insurance Company", 2025)](https://www.businesswire.com/news/home/20250219703216/en/AM-Best-Removes-From-Under-Review-With-Developing-Implications-Upgrades-Credit-Ratings-of-SafePort-Insurance-Company-Affirms-Credit-Ratings-on-Remaining-Members-of-GeoVera-Nova-Insurance-Group). This transaction strengthened SafePort's financial position and led to the AM Best rating upgrade from A- (Excellent) to A (Excellent) with a stable outlook. The corporate restructuring adds SafePort to an inter-company pooling agreement that now includes four GeoVera Nova Insurance Group subsidiaries, which AM Best assesses as having very strong balance sheet strength [Ibid.](https://www.businesswire.com/news/home/20250219703216/en/AM-Best-Removes-From-Under-Review-With-Developing-Implications-Upgrades-Credit-Ratings-of-SafePort-Insurance-Company-Affirms-Credit-Ratings-on-Remaining-Members-of-GeoVera-Nova-Insurance-Group). SafePort operates under NAIC number 36560. AM Best has provided ratings and analysis on the company since 1984 [(AM Best, "SafePort Insurance Company - Company Profile", 2026)](https://ratings.ambest.com/companyprofile.aspx?ambnum=3785). ## What kinds of insurance does SafePort Insurance Company offer? SafePort Insurance Company focuses on property insurance products for personal and small commercial customers. The company does not offer [auto insurance](https://www.coveragecat.com/insurance-types/car-insurance), life insurance, or other non-property lines. According to Weiss Ratings analysis, SafePort's business mix consists of 70% homeowners insurance, 17.5% fire insurance, and 12.3% commercial multi-peril insurance [(Weiss Ratings, "Summary - Safeport Ins Co - Weiss Ratings", 2026)](https://weissratings.com/en/insurer/p36560). This concentration on property products allows the company to develop specialized expertise in coastal and catastrophe-exposed markets. The company distributes all products through independent insurance agents and does not sell direct to consumers. SageSure provides all customer service, policy processing, and operational support outside of the claims process [(SageSure, "SafePort Insurance Company", 2026)](https://sagesure.com/insurance-partners/safeport/). ## Does SafePort Insurance Company sell homeowners insurance? Yes, [homeowners insurance](https://www.coveragecat.com/insurance-types/homeowners-insurance) represents SafePort's core product line. According to SageSure, the company offers homeowners coverage in Alabama, California, Florida, Louisiana, Mississippi, New Jersey, New York, North Carolina, South Carolina, Texas, and Virginia [Ibid.](https://sagesure.com/insurance-partners/safeport/). SafePort homeowners policies allegedly include standard coverages for dwelling protection, other structures, personal belongings, additional living expenses, medical payments to others, and personal liability protection [(SafePort Insurance Company, "Home and Business Insurance Products", 2026)](https://safeportinsurance.com/our-products/). The company specializes in coastal properties that face elevated hurricane and windstorm risks. In Florida, SafePort claims to offer wind mitigation discounts based on factors such as building code compliance, roof covering type, secondary water resistance, and opening protection features [Ibid.](https://safeportinsurance.com/our-products/). These discounts recognize homeowners who invest in storm-resistant construction features. In California and New Jersey, some SafePort products operate on a non-admitted basis. This means the coverage falls outside standard state guarantee fund protections but provides flexibility in pricing and underwriting [(SageSure, "SafePort Insurance Company", 2026)](https://sagesure.com/insurance-partners/safeport/). | Coverage Type | States Available | Admitted Status | |--------------|------------------|-----------------| | Homeowners | AL, FL, LA, MS, NC, SC, TX, VA | Admitted | | Homeowners | CA, NJ | Non-admitted | | Homeowners | NY | Non-admitted | | Commercial BOP | LA, NY, NC, SC, TX, VA | Varies by state | | Landlord | NC | Admitted | | Dwelling Fire | NY | Non-admitted | ## Does SafePort Insurance Company sell dwelling fire insurance? SafePort offers dwelling fire insurance, with New York dwelling fire coverage specifically noted on a non-admitted basis [Ibid.](https://sagesure.com/insurance-partners/safeport/). This coverage type protects rental properties, vacant homes, and structures that do not qualify for traditional [homeowners insurance](https://www.coveragecat.com/insurance-types/homeowners-insurance). Dwelling fire policies typically provide more limited coverage than homeowners insurance. They focus on the structure itself rather than personal property or liability. This product serves investors and property owners who need basic fire and wind protection without the full package of homeowners coverages. ## Does SafePort Insurance Company sell landlord insurance? Yes, SafePort provides landlord insurance designed for residential rental properties. The company claims this coverage protects dwellings occupied by tenants and includes protection for furnishings, loss of rent, and liability exposures [(SafePort Insurance Company, "Home and Business Insurance Products", 2026)](https://safeportinsurance.com/our-products/). In North Carolina, SafePort explicitly markets landlord coverage for rental and non-owner-occupied homes [(SageSure, "SafePort Insurance Company", 2026)](https://sagesure.com/insurance-partners/safeport/). This product addresses the unique risks landlords face, including tenant-caused damage, vacancy periods, and increased liability exposure from renting property to others. Landlord policies differ from standard homeowners insurance by recognizing the distinct risks of rental properties. Coverage adjustments typically include protection for lost rental income and modifications to liability terms that reflect the landlord-tenant relationship. ## Does SafePort Insurance Company sell business insurance? SafePort offers Business Owners Policies (BOP) that the company states combine general liability and business property insurance for over 300 business classes [(SafePort Insurance Company, "Home and Business Insurance Products", 2026)](https://safeportinsurance.com/our-products/). According to SageSure, commercial coverage is available in Louisiana, New York, North Carolina, South Carolina, Texas, and Virginia [(SageSure, "SafePort Insurance Company", 2026)](https://sagesure.com/insurance-partners/safeport/). The BOP product serves small businesses that need combined property and liability protection in a single policy. This approach simplifies coverage for business owners while potentially reducing premium costs compared to separate policies. Commercial multi-peril insurance represents approximately 12.3% of SafePort's premium volume [(Weiss Ratings, "Summary - Safeport Ins Co - Weiss Ratings", 2026)](https://weissratings.com/en/insurer/p36560), indicating the company maintains a significant but secondary focus on small business customers alongside its dominant residential property business. ## How does SafePort Insurance Company work? SafePort operates through a unique business model that separates insurance risk-taking from customer-facing operations. The company partners exclusively with SageSure, which serves as the managing general underwriter and program manager [(SafePort Insurance Company, "About SafePort | SafePort Insurance", 2026)](https://safeportinsurance.com/about/). Under this arrangement, SageSure handles all customer service, policy processing, underwriting decisions, and operational support functions. SafePort maintains responsibility for claims handling and holds the insurance risk on its balance sheet [(SageSure, "SafePort Insurance Company", 2026)](https://sagesure.com/insurance-partners/safeport/). This partnership dates back to 2016 [(Ibid., "GeoVera Announces Combination of Its Insurance Carriers with SafePort Insurance Company", 2024)](https://sagesure.com/press-releases/geovera-announces-merger-with-safeport/). Before the GeoVera merger, SageSure held an ownership stake in SafePort through an intermediate holding company, along with IAT Insurance Group [(Business Wire / AM Best, "AM Best Revises Outlooks to Negative for SafePort Insurance Company", 2022)](https://www.businesswire.com/news/home/20220208006082/en/AM-Best-Revises-Outlooks-to-Negative-for-SafePort-Insurance-Company). This reflects a deep operational integration between the two entities. Customers cannot purchase coverage directly from SafePort. All policies must come through independent insurance agents who work with SageSure's distribution network. Agents submit applications through SageSure's systems, which process quotes and bind coverage under SafePort's paper. The company claims to leverage technology for underwriting and claims assessment. SafePort states it uses aerial imagery and virtual inspection capabilities to evaluate properties and assess damage after loss events [(SafePort Insurance Company, "Claims Center | SafePort Insurance", 2026)](https://safeportinsurance.com/claims/). ## How much does SafePort Insurance Company cost? SafePort does not publish rate information publicly. Pricing varies based on property location, construction characteristics, coverage limits, and individual risk factors. Coastal properties in hurricane-exposed areas typically face higher premiums than inland locations due to elevated catastrophe risk. In Florida, homeowners can allegedly reduce premiums through wind mitigation features including building code compliance, roof covering quality, secondary water resistance, and opening protection systems [(Ibid., "Home and Business Insurance Products", 2026)](https://safeportinsurance.com/our-products/). These discounts reward construction improvements that reduce wind damage susceptibility. The company's focus on coastal markets means its pricing reflects the elevated catastrophe exposure in states like Florida, Louisiana, and Texas. SafePort experienced significant losses from Hurricane Laura in 2020, winter storm Uri, and Hurricane Ida in 2021, which impacted its operating performance [(Business Wire / AM Best, "AM Best Revises Outlooks to Negative for SafePort Insurance Company", 2022)](https://www.businesswire.com/news/home/20220208006082/en/AM-Best-Revises-Outlooks-to-Negative-for-SafePort-Insurance-Company). These loss events influence the company's current pricing adequacy and rate levels. SafePort participated in Louisiana's state-sponsored depopulation program. In 2023, state officials approved grants totaling $42 million to eight insurers willing to assume policies from Louisiana Citizens Property Insurance Corporation, with SafePort among those receiving funds [(The Times-Picayune / The Advocate, "Why Louisiana keeps turning to low-rated insurers...", 2023)](https://www.nola.com/news/why-louisiana-keeps-turning-to-low-rated-insurers-to-reduce-citizens-policy-load/article_dc7524fc-c523-11ed-a2ea-7b75224b7a76.html). To bolster financial capacity, SageSure and GeoVera Nova closed a $200 million catastrophe bond in January 2026, which provides named storm coverage for SafePort Insurance Company along with other GeoVera Nova entities [(SageSure, "SageSure and GeoVera Nova Close $200 Million Catastrophe Bond", 2026)](https://sagesure.com/press-releases/sagesure-and-geovera-nova-close-200-million-catastrophe-bond/). This capital structure supports the company's ability to write business in high-risk coastal areas. ## How do I contact SafePort Insurance Company customer service? SafePort directs all customer service inquiries to SageSure, which handles all policyholder interactions outside of claims. Customers can reach support at (888) 316-0540 or at SageSure Customer Care [(Ibid., "SafePort Insurance Company", 2026)](https://sagesure.com/insurance-partners/safeport/). Policyholders can manage their accounts online through the MySageSure.com portal, which provides 24/7 access to policy documents, billing information, and coverage details. The portal also enables online payment processing [Ibid.](https://sagesure.com/insurance-partners/safeport/). SafePort maintains its domiciliary address at 6371 Business Boulevard Suite 210, Sarasota, Florida 34240 [(Florida Department of State, "SafePort Insurance Company - Florida Business Entity", 2026)](https://search.sunbiz.org/Inquiry/corporationsearch/SearchResultDetail?inquirytype=EntityName&directionType=Initial&searchNameOrder=SAFEPORTINSURANCE+5554621). ## How do I file a claim with SafePort Insurance Company? SafePort offers 24/7 claims reporting online at MySageSure.com or by calling (866)-311-7243 [(SageSure, "SafePort Insurance Company", 2026)](https://sagesure.com/insurance-partners/safeport/). The company emphasizes quick claims reporting to expedite the damage assessment and settlement process. After a claim is filed, SafePort claims to use advanced technology including aerial imagery and virtual inspections to assess damage [(SafePort Insurance Company, "Claims Center | SafePort Insurance", 2026)](https://safeportinsurance.com/claims/). These tools enable faster damage evaluation, particularly after widespread catastrophe events when traditional adjuster deployment may face delays. The company does not publicly disclose average claims processing timeframes or settlement statistics. SafePort handles claims internally rather than delegating this function to SageSure, maintaining direct control over loss evaluation and payment decisions. Customer complaints filed with the Better Business Bureau reveal some disputes regarding roof damage denials and coverage determinations. In response to complaints, SafePort has offered additional adjuster and engineer inspections to resolve disputes, with responses provided by legal counsel from Pillar Insurance Agency on behalf of SafePort [(Better Business Bureau, "SageSure Insurance Managers LLC - BBB Complaints", 2024)](https://www.bbb.org/us/nj/jersey-city/profile/property-insurance/sagesure-insurance-managers-llc-0221-90181575/complaints). ## SafePort Insurance Company pros and cons
### Pros **Strong Financial Rating**: AM Best upgraded SafePort to A (Excellent) in February 2025, reflecting very strong balance sheet strength (Business Wire / AM Best, "AM Best Removes From Under Review With Developing Implications; Upgrades Credit Ratings of SafePort Insurance Company", 2025). **Coastal Expertise**: The company has specialized in hurricane-exposed coastal properties since 1978, developing deep underwriting knowledge in challenging markets (SafePort Insurance Company, "SafePort Home & Business Insurance | SafePort Insurance", 2026). **Wind Mitigation Discounts**: Florida homeowners can allegedly earn premium reductions through storm-resistant construction features (Ibid., "Home and Business Insurance Products", 2026). **24/7 Claims Reporting**: Round-the-clock access to file claims through online portal or phone support (SageSure, "SafePort Insurance Company", 2026). **Technology Integration**: The company claims to use advanced aerial imagery and virtual inspections for faster damage assessment (SafePort Insurance Company, "Claims Center | SafePort Insurance", 2026). **Landlord Coverage**: Specialized products for rental property owners with loss of rent protection (Ibid., "Home and Business Insurance Products", 2026). **Catastrophe Bond Support**: SageSure and GeoVera Nova secured $200 million in catastrophe bond capacity in 2026, strengthening the company's ability to handle major storms (SageSure, "SageSure and GeoVera Nova Close $200 Million Catastrophe Bond", 2026).
### Cons **Limited Geographic Availability**: Coverage restricted to select states, primarily in coastal Southeast regions (Ibid., "SafePort Insurance Company", 2026). **Agent-Only Distribution**: No direct-to-consumer sales option; must work through independent agents (Ibid., "SafePort Insurance Company", 2026). **Historical Loss Events**: Company experienced significant catastrophe losses from 2020-2021 that impacted financial performance (Business Wire / AM Best, "AM Best Revises Outlooks to Negative for SafePort Insurance Company", 2022). **Recent Operating Losses**: Weiss Ratings notes operating losses in 2020, 2022, and 2024, with a loss ratio of 113.40% (Weiss Ratings, "Summary - Safeport Ins Co - Weiss Ratings", 2026). **Claims Disputes**: BBB complaints indicate some policyholders experience disputes over coverage determinations (Better Business Bureau, "SageSure Insurance Managers LLC - BBB Complaints", 2024). **Limited Product Offerings**: No auto insurance, umbrella insurance, or other non-property lines available. **Non-Admitted Status in Some States**: California, New Jersey, and New York coverage operates outside standard guarantee fund protections (SageSure, "SafePort Insurance Company", 2026).
## SafePort Insurance Company ratings and customer feedback SafePort Insurance Company holds strong financial ratings from major rating agencies. AM Best upgraded the Financial Strength Rating (FSR) to A (Excellent) from A- (Excellent) and the Long-Term Issuer Credit Rating to "a" (Excellent) from "a-" (Excellent) of SafePort Insurance Company in February 2025. The outlook assigned to these Credit Ratings is stable. | Rating Source | Rating | Notes | |--------------|--------|-------| | AM Best | A (Excellent) | Upgraded from A- (Excellent) in February 2025; stable outlook [(Business Wire / AM Best, "AM Best Removes From Under Review...", 2025)](https://www.businesswire.com/news/home/20250219703216/en/AM-Best-Removes-From-Under-Review-With-Developing-Implications-Upgrades-Credit-Ratings-of-SafePort-Insurance-Company-Affirms-Credit-Ratings-on-Remaining-Members-of-GeoVera-Nova-Insurance-Group) | | Demotech | A (Exceptional) | Financial Stability Rating® (FSR): A; Status: FSR affirmed 10/11/2022 [(Demotech, "SafePort Insurance Company Rating Information Disclosure Form", 2022)](https://www.demotech.com/pdfs/RIDF/Rating_Information_Disclosure_Form_36560_2022119.pdf) | | Weiss Ratings | B | Total assets: $222.81 million; Capital: $81.85 million; Strong long-term capitalization index (7.1) [(Weiss Ratings, "Summary - Safeport Ins Co - Weiss Ratings", 2026)](https://weissratings.com/en/insurer/p36560) | | NAIC Complaint Index | Not available | SafePort Insurance Company (NAIC: 36560) complaint data not publicly available through NAIC database | | Yelp | Not available | No dedicated Yelp business listing found for SafePort Insurance Company | | Google Maps Reviews | Not available | No customer reviews found for SafePort Insurance Company headquarters location | | Trustpilot | Not available | SafePort Insurance Company does not have a dedicated Trustpilot profile; however, SageSure (which services SafePort policies) is rated "Excellent" with 4.4/5 on Trustpilot with 279 customer reviews [(Trustpilot, "SageSure Reviews", 2026)](https://www.trustpilot.com/review/www.sagesure.com) | | BBB | A+ | SageSure Insurance Managers (which handles SafePort customer service) has an A+ BBB rating but is NOT BBB Accredited [(Better Business Bureau, "SageSure Insurance Managers", 2026)](https://www.bbb.org/us/fl/tallahassee/profile/insurance-agency/sagesure-insurance-managers-0403-235967404) | Consumer review platforms including Yelp and Google Reviews do not contain sufficient customer feedback specific to SafePort Insurance Company to provide aggregate ratings. This limited review presence likely reflects the company's agent-only distribution model and relatively smaller size compared to national carriers. Since SageSure handles all customer service for SafePort policies, SageSure's Trustpilot reviews note that since its founding in 2009, SageSure has a track record of delivering reliable insurance products and that SageSure provides more than 50 competitively priced home, flood, and commercial insurance products on behalf of its highly rated carrier partners. ## Financial strength metrics According to Weiss Ratings, SafePort Insurance Company reports the following financial metrics: | Metric | Value | Analysis | |--------|-------|----------| | Total Assets | $222.81 million | Moderate asset base for regional coastal carrier | | Capital | $81.85 million | Strong capitalization relative to premium volume | | Net Premiums | $29.39 million | Reflects focused coastal market approach | | Net Income | -$5.24 million | Operating loss in most recent period | | Loss Ratio | 113.40% | Indicates underwriting challenges; losses exceed premiums | | Long-term Capitalization Index | 7.1 | Excellent risk-adjusted capital position | The company experienced operating losses in 2020, 2022, and 2024, reflecting the volatility inherent in coastal property insurance [(Weiss Ratings, "Summary - Safeport Ins Co - Weiss Ratings", 2026)](https://weissratings.com/en/insurer/p36560). Despite these challenges, SafePort maintains strong capitalization that supports its ability to absorb catastrophe losses. ## What are customers saying about SafePort Insurance Company? Customer feedback for SafePort Insurance Company remains limited on major consumer review platforms due to the company's agent-only distribution model. Most customer interactions occur through SageSure, which manages policy servicing. Customer feedback for SageSure is quite mixed. On Trustpilot, some customers report "Excellent customer service from the beginning to the end" with claims resolved within approximately five weeks. Other reviewers describe positive experiences with claims processing, noting quick responses from adjusters. However, BBB complaints reveal disputes primarily centered on claims denials and coverage determinations. SafePort has advised insureds that they are willing to send an onsite engineer to address alleged damage, and it is unclear if repairs have been made to the roof since previous claims. The insured has declined the additional inspection at this time. Should the insured wish to pursue the additional inspection, please notify the Claim Manager immediately. "My homeowners policy with SageSure was marked as lapsed despite timely payment through my mortgage escrow. I was never given direct notice of the lapse and only discovered it when I tried to file a claim." The company's 47-year operating history and recent financial strength improvements suggest established market credibility, but prospective customers should request references from their independent agent regarding specific claims experiences in their area. ## SafePort Insurance Company frequently asked questions **What states does SafePort Insurance Company operate in?** According to SageSure, SafePort offers homeowners coverage in Alabama, California, Florida, Louisiana, Mississippi, New Jersey, New York, North Carolina, South Carolina, Texas, and Virginia. Commercial coverage is available in Louisiana, New York, North Carolina, South Carolina, Texas, and Virginia [(SageSure, "SafePort Insurance Company", 2026)](https://sagesure.com/insurance-partners/safeport/). **Can I buy SafePort Insurance directly?** No, SafePort Insurance Company sells policies through independent insurance agents only. The company does not offer direct-to-consumer sales or online quote systems [Ibid.](https://sagesure.com/insurance-partners/safeport/). Interested customers must contact a licensed independent agent who represents SafePort products in their state. **What is SafePort's AM Best rating?** SafePort Insurance Company holds an A (Excellent) Financial Strength Rating from AM Best, upgraded from A- (Excellent) in February 2025 [(Business Wire / AM Best, "AM Best Removes From Under Review With Developing Implications; Upgrades Credit Ratings of SafePort Insurance Company", 2025)](https://www.businesswire.com/news/home/20250219703216/en/AM-Best-Removes-From-Under-Review-With-Developing-Implications-Upgrades-Credit-Ratings-of-SafePort-Insurance-Company-Affirms-Credit-Ratings-on-Remaining-Members-of-GeoVera-Nova-Insurance-Group). The rating carries a stable outlook, reflecting very strong balance sheet strength following the company's acquisition by GeoVera Nova Holdings. **Does SafePort offer flood insurance?** SafePort's standard product portfolio focuses on homeowners, dwelling fire, and commercial coverage. Homeowners in flood-prone areas should verify flood coverage availability with their independent agent and consider the National Flood Insurance Program or private flood insurance as alternatives. **What is SafePort's relationship with SageSure?** SageSure serves as SafePort's exclusive managing general underwriter and program manager, a partnership that began in 2016 [(SageSure, "GeoVera Announces Combination of Its Insurance Carriers with SafePort Insurance Company", 2024)](https://sagesure.com/press-releases/geovera-announces-merger-with-safeport/). SageSure handles all customer service, policy processing, underwriting decisions, and operational support, while SafePort maintains responsibility for claims handling and holds the insurance risk [(Ibid., "SafePort Insurance Company", 2026)](https://sagesure.com/insurance-partners/safeport/). This arrangement means customers interact with SageSure for most policy matters but receive claims service from SafePort directly. **How do I pay my SafePort Insurance premium?** Customers can access their policy and make payments online at MySageSure.com or contact SageSure Customer Care at (888) 316-0540 [Ibid.](https://sagesure.com/insurance-partners/safeport/). The MySageSure.com portal provides 24/7 access to billing information and payment processing. **Does SafePort cover vacation homes?** SafePort specializes in coastal properties and offers dwelling fire insurance in some states, which may provide coverage options for seasonal and vacation homes [(SafePort Insurance Company, "Home and Business Insurance Products", 2026)](https://safeportinsurance.com/our-products/). However, specific vacation home eligibility depends on property location, occupancy patterns, and state-specific underwriting guidelines. Prospective customers should discuss their specific property characteristics with an independent agent to determine coverage availability. **Is SafePort Insurance a good company?** SafePort Insurance Company demonstrates strong financial stability with its A (Excellent) AM Best rating and nearly 50 years of operating history [(Business Wire / AM Best, "AM Best Removes From Under Review With Developing Implications; Upgrades Credit Ratings of SafePort Insurance Company", 2025)](https://www.businesswire.com/news/home/20250219703216/en/AM-Best-Removes-From-Under-Review-With-Developing-Implications-Upgrades-Credit-Ratings-of-SafePort-Insurance-Company-Affirms-Credit-Ratings-on-Remaining-Members-of-GeoVera-Nova-Insurance-Group). The company specializes in coastal property insurance where traditional carriers have reduced capacity, filling an important market need. However, Weiss Ratings reports operating losses in 2020, 2022, and 2024 with a loss ratio exceeding 113% [(Weiss Ratings, "Summary - Safeport Ins Co - Weiss Ratings", 2026)](https://weissratings.com/en/insurer/p36560), indicating underwriting challenges. Customers should review policy terms carefully, understand coverage limitations, and verify claims handling reputation with their local agent before purchasing coverage.