---
title: "Homeowners Operator Setup"
description: "A one-time human setup flow for issuing, storing, and rotating operator keys before an agent ever calls the delegated homeowners API."
canonical: "https://www.coveragecat.com/landing/homeowners-operator-setup"
last-updated: "2026-07-30"
---

# Homeowners Operator Setup

## What this setup guide covers

This page is for the human or integration owner who issues and stores the operator key that runtime agents will later use. The key flow is deliberately separate from customer quoting.

## Before you start

- choose an operator or integrator email that can receive OTP messages
- decide where the issued key will live server-side
- keep customer emails out of the OTP flow

## What happens next

The step-by-step guide below walks through OTP request, OTP confirmation, key storage, runtime handoff, and key rotation. The same operator key can support many customer quote submissions after setup is complete.