---
title: "Homeowners Insurance Purchase Skill"
description: "A near-single-endpoint delegated homeowners flow for operator-authenticated agents: create or update an intake, submit it, poll for quotes, and hand back a secure offers link."
canonical: "https://www.coveragecat.com/landing/homeowners-insurance-purchase-skill"
last-updated: "2026-07-30"
---

# Homeowners Insurance Purchase Skill

## What this page is for

This page is the public landing surface for Coverage Cat's delegated homeowners quote workflow. It is for agents and integrators that already have an operator key and need to understand the runtime loop before wiring it into an assistant or service.

## Runtime shape

The delegated homeowners flow is intentionally narrow:

1. create or update a homeowners intake
2. submit the intake once required fields are present
3. poll for quote progress
4. return summarized offers and a secure offers link when quoting is complete

## Important constraints

- the runtime endpoint requires an operator key
- the OTP and key-issuance flow is for a human operator or integrator, not the end customer
- the same operator key can be reused across many customer submissions
- the customer's real email belongs in the intake, not in the key setup flow

## Related docs

Use the buttons above for the runtime markdown skill, the public OpenAPI contract, and the operator setup guide.